How Much Does it Cost to Homeschool?

How Much Does it Cost to Homeschool?

Did you know you can give your kids an exceptional and customized education for less than $400/year?

Homeschooling is the epitome of personalized education tailored to your individual child. You don’t have to be wealthy to provide a cutting-edge education for your kids. Many families of modest means around the country and even the world are part of this exciting movement!

As parents, we know our kids better than anyone and also have the greatest vested interest in seeking out the best curriculum and programs for them. In addition to individualized one-on-one teaching, we are fortunate to live in a time when some of the best teachers in the world are offering content online for free.

Homeschool families also recognize the value of libraries. The famous line from Good Will Hunting is not lost on homeschool families:

“You blew $150k on an education you could have gotten in $1.50 in late fees from the library.” — Good Will Hunting

Here is a typical homeschool curriculum for a 4th/5th grader. The cost is around $250/year and would be about the same for most elementary-aged children. Furthermore, many of the purchases can be used again for siblings. Even if you hire a private tutor or outsource a subject to a group instructor, the cost is still significantly less than paying for private school.

I try to buy used curriculum on Amazon when possible. Additionally, Rainbow Resource usually has the cheapest prices for new items.

Experiential learning is one of the most meaningful and memorable ways to learn. We go on a field trip just about every week as well as engage in extremely hands-on learning activities with our weekly co-op. Homeschoolers should make the most of their homeschooling freedom and deliberately seek out experiential learning opportunities. Spending $250 for the year, you could engage in so many wonderful types of experiential learning and could even do it for a lot less. Nature is free. Many organizations and companies offer free field trips, tours and programs.

A big component of homeschooling is customizing to your child’s passions and interests. Sports, music, technology, and music are a few examples of a program each family can uniquely design for their own children.  You will want to factor those costs into your child’s educational plan.

With some research and effort, you can provide your child a cutting-edge, customized education! The homeschool community is extremely generous in sharing information and support. Join our movement. We want you to succeed and are here to help you!

Would you like to share some tips about homeschooling on a budget? How much do you spend homeschooling your kids?

You may also like:

If You are New to Homeschooling or Thinking About It….

Give Your Kids a World-Class Math Education for Free

Ten Ways to Teach Your Child to Read and Love Books

Need Some K-6 Math Inspiration?

Top Read-Aloud Picks for Your Family

Open Letter to U.S. Education Secretary King Who Says Homeschoolers Would Be Better Off in Public Schools

Free and Fun Spelling Website

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Note: If you decide to make a purchase through my blog link, Amazon will pay me a commission for it.  This doesn’t cost you anything additional. These commissions help to keep the rest of my content free. So, thank you!

Is it Time to Shake Up Your Homeschool?

Is it Time to Shake Up Your Homeschool?

Do you feel excitement, gratitude, and happiness for your family’s homeschool life? Or do you feel like something may be missing and would like a change?

I want to share with you some steps you can take to infuse joy into your homeschool.

  • Change Your Homeschool Each Year–Homeschool feels more like an adventure when we change it up each year.  It keeps learning fresh and exciting. A couple of years ago, we went to an enlightening class at Disneyland each Tuesday with our friends. Our minds were expanded to the tremendous value of learning in non-conventional ways.

    Now our core group of friends schedules our activities together for the entire school year. This past school year, we adventured on field trips together each Tuesday, did co-op on Wednesdays, and sailed each Friday. In the fall, we’ll do beach volleyball and marine biology together on Tuesdays,  co-op on Wednesdays and Family Nature School on Thursdays. It is fun to change things up each year.



  • Get Out of Your House–Are you making the most of your flexibility and freedom in homeschooling by playing and learning out in the world? My whole family is so much happier when we have someplace interesting to go. The kids are far more motivated to finish their school work so we can have fun. As aforementioned, we go on a field trip each Tuesday with our friends. It is as much fun for the parents to learn as the kids. We all also look forward to hikes, beach days, park days, and other events with friends. While the kids play, us moms have a great time talking to one another.
  • Evaluate Academics–Which academic work adds value and which does not? What can be trimmed so you can spend more time with meaningful, hands-on learning in the world or just plain fun with family and friends? Here are some questions to ask:
    • For tedious math programs with lots of repetition, can your child do every other problem instead of every single one?
    • Does every subject need to be done daily? For instance, can you alternate Spanish and geography every other day? Can anything be combined? Are there some subjects you can learn organically without a formal curriculum?map-pics-002 I spend a great deal of time reading to my kids at the kitchen table. We keep dry erase maps on the wall (a friend keeps her maps under plexiglass on the kitchen table). As we go on our literary adventures, we cover all sorts of geography. There is no need for a separate geography curriculum with the organic way we learn.
    • Is the computer-based learning program you are using effective?  Make sure you have selected a solid program if they are spending time on that. I have found many of them to be a waste of time with a lot of fluff or not synced up to the child’s level.  If it is not a good use of time, consider cutting it and engage in hands-on learning instead.
    • Is any part of your child’s curriculum making them cry on a regular basis? In most cases, I’d say ditch that book. I know it is hard because you spent money on it. However, it is not creating a love of learning and may be damaging your relationship. Research and find something else he enjoys more. Sometimes there is an undiagnosed learning disability.
    • What can be done in the car en route to field trips and other activities? My kids read a lot in the car. Some kids do their math and others listen to audio 1933339128books while riding.  This is a wonderful time to listen to Story of the World history CD’s.  Evaluate about some ways you can restructure your schedule so you can get our earlier in the day enjoying the world.
    • When you consider what type of learning is most memorable, it is not sitting at the kitchen table or desk doing workbooks.  It is hands-on learning out in the world. It is creating and collaborating. It is hearing from people who are passionate about something share their knowledge with you. Yes, there is great value in spending time in academics. However, what can be cut from your child’s workload for other types of more memorable learning?
  • Be Deliberate About Building Your Homeschool Tribe–During my first year of homeschooling, we were meeting with three different, unrelated groups each week. I realized we weren’t going to have deep relationships if we continued on that path. I asked my kids which group they preferred, and they unanimously said our co-op. So, we began focusing on joining and creating activities with that group. Now, we have the most amazing group of friends. We are out together learning in such incredible ways and from fascinating people out in the world. Check out the blog post I wrote on the topic of building your core group of homeschool friends.
  • Co-op–Joining a co-op was one of the most important things we have done. We were fortunate to have an established co-op in our area with lovely families who share our interests and values. We meet them each Wednesday for a fun-filled day of learning. My kids take classes like art and science because I don’t enjoy doing art projects and science experiments at my house. I’ve taught multiple writing and also Lego classes. It is a joyful day because we all share our talents and passions to create wonderful classes for our kids.  The friends we have made at co-op are the same ones we do life with throughout the week.

    If you don’t have a co-op in your area, then you can get with a few friends and start one. If you don’t know many homeschool families, is there a Facebook page with homeschoolers in your area? You could share your idea of starting a co-op and see who else may be interested.


  • Year-Round School–We school year-round, and here are some reasons why:
    • We don’t have to spend several weeks each September relearning what we already learned. In my view, that is a waste of time, and I’d rather use that time doing other things.  We use a lighter schedule during the summer and primarily keep up with math, reading, and writing.
    • Frankly, I don’t enjoy being out as much during the summer when places are hot and crowded. During the school year, the weather is nicer, parking is abundant and our favorite places often empty.
    • My kids still keep some type of structure for those relaxed summer days. I hear some parents talk about their kids’ bickering during the summer. We don’t see that too much at our house.
    • We still take off certain weeks of summer for camps, vacations, etc.
    • Year-round schooling takes pressure off of me during the school year to really enjoy all the opportunities available to us year-round. Image result for let this messy house image
  • Relax Your Housecleaning Standards–Are you meticulous with your house? Do you spend a lot of time tidying and cleaning? Do you jump on your kids often when the house is not looking up to your high standard? In my opinion, you can relax. I don’t think too many people will look back on the years with their kids and be glad they spent so much time cleaning and being uptight with them. Rather, they will look back at their laughter and memories. I say a messy house is a sign of living life to the fullest.

You know the saying: “If Mama ain’t happy, ain’t nobody happy.”  I have found that most of us homeschool mamas are much happier when we are outside of our house learning together in the world with our kids and friends. It makes us such a joyful, adventurous, and grateful group of families.

How do you add joy to your homeschool? Please let us know in the comments below.

You may also be interested in:

Give Your Kids a World-Class Math Education for Free

Homeschooled Teddy Roosevelt Never Sat in a Classroom Until Harvard

Benefits of Experiential Learning

Ten Ways to Teach Your Child to Read and Love Books

The State of California Pays Me to Customize My Kids’ Education

Open Letter to U.S. Education Secretary King Who Says Homeschoolers Would Be Better Off in Public Schools

Homeschoolers Make High Profile Entries into Top Universities

Homeschooling is the Smartest Way to Teach Kids in the 21st Century According to Business Insider

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My Favorite K-6 Math Curricula and Supplements

My Favorite K-6 Math Curricula and Supplements

Are you looking for some fresh math ideas or simply a how-to for your K-6 homeschooled student? In this post, you will find a wide variety of math resources that I love including some that are FREE! We use curriculum but also sprinkle in living books, free web-based programs and more.

A wise teacher once told me that you should select math programs from a few different sources. This way the student will see math from different angles. So, that is the way I have built the math component of our homeschool.

My 10-year old son and 9-year old daughter have taken standardized tests as a gauge to how they are performing against their peers from public schools around the country. They attained the highest level of math performance on those tests.  I was proud of this because I do not spend one-second teaching to that test. I just provided them what I believe to be a well-rounded math education. I also have a 6-year-old daughter.

Here is our program:

  • Horizons Math–This visually-appealing spiral math program is our core curriculum. We have almost completed three years of Horizons Math. It offers ample practice and repetition but is done in much smaller bites than some of the more tedious math programs I’ve used and seen. There is a lot of variety in the lessons as well as games and puzzles. I also like it because the kids can teach themselves with the tutorials provided in the workbook. While I don’t present any formal lessons, I do use the teacher’s manual to grade their work. Horizons Math 5 Student Books 1 & 2   - Overall, this is the most pleasant and well-rounded of any of the curriculum we have used. My only complaint is that when you start a new year the first 25-45 lessons are too easy. I assume this is because many people take off the summer and the kids need to review. We are year-round schoolers and don’t need that review time. So, I just have my kids double up on lessons until they become more challenging. Typically, they do one lesson per day.
  • Singapore Math–Singapore Math refers to the teaching method and curriculum used in Singapore. This nation consistently ranks at the top of international assessments of student achievement in math. The framework emphasizes mastery of concepts through dynamic problem solving.  We use the workbooks but not the textbooks.B003AY7NH6The textbooks are where your students will find the teaching. My kids can pretty much figure out what needs to be done without the textbook. They have seen some of the concepts already in Horizons but Singapore presents it in a different way. However, I have the teacher manual to grade their work and help them with any questions they have. It is not a spiral-based math program. It is for this reason that I also use Horizons. I feel the practice and repetition of prior concepts are important. Typically, my kids do one page per day.
  • Khan Academy— Khan Academy is FREE and offers practice exercises, instructional videos, and a personalized learning dashboard that empower learners to study at their own pace. Typically, my kids’ target is a 3% increase to their achievement level per day.
  • XtraMath— XtraMath is FREE and teaches addition, subtraction, multiplication and division facts. While it is not flashy or particularly fun, the focus is on speed and accuracy. No parental involvement is required.  In my opinion, mastering math facts is so important, and I would not even attempt long division without being completely fluent in all the math facts. You can slow down the speed of the quizzing if it is too difficult for your child at first. We cycle through XtraMath every 3-5 months to ensure my kids can quickly recall the math facts freeing up mental resources for higher level operations. This takes about ten minutes each session.

Continue reading “My Favorite K-6 Math Curricula and Supplements”

An Example of an Eclectic, Academic Homeschool Curriculum

Some of you have asked what a typical homeschool curriculum looks like and how much is spent. We try to do as much learning out in the world as possible as well as through living books. Here is what we did for my 9, 8 and 5-year-olds last year. I think about $508 was spent total for all 3 of them averaging about $170/kid for the year.

*Horizons Math workbooks 1 and 2 for $22.45 each
Horizons Math Teacher Manual for $45
*We supplement with Singapore Math workbooks
Singapore Math a and b workbooks $13.20/each
Singapore Math Home Instructor Guides for a and b $17.49 each
*We supplement with IXL–2 memberships at $79/each
*We supplement with XtraMath and cycle through it about every 3 months to stay sharp with math facts

First Language Lessons 4 workbooks at $12.95 each…
First Language Lessons 4 Teacher Manual at $19.50…

Spelling is an interactive free spelling website

Writing composition
I have not found a curriculum I have loved so have done my own thing. The link below will take you to another blog post about writing ideas without using a curriculum. Instead, you can tailor it to passions and experiences. If they write for their peers on a site like MeWe or a blog, they may find it more enjoyable than just writing for their teacher or parent.

Writing Ideas

D’Nealian Handwriting at $10.95 each

Apologia Anatomy and Physiology text @$25.25…
Apologia Anatomy and Physiology Notebooking Journal at $17.50 each
Also, we get many science books from the library to cover a wide variety of topics and greater understanding of the world.

Literature and History
We do all literature and history for free with living books from the library. Reading is a huge cornerstone of our curriculum and we are a family of ravenous readers. Reading aloud during snack and meal times is one of my favorite parts of homeschooling.

Learning to Read (for my 5 year old)
Explode the Code 2 and 3 at $6.95 each…

Would anyone else like to share their curriculum? What do you absolutely love? Let others benefit from your experience.